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121 S Commonwealth Avenue, Elgin, IL 60123.
Solid and well-maintained brick ranch near Abbott Middle School and neighborhood park/playground. Eat in kitchen with oak cabinetry. Hardwood floors throughout the home, except for the kitchen and bathroom. Bedrooms and main living spaces have been freshly painted. Basement includes recreation room w/ dry bar, lots of storage space and laundry area (includes washer and dryer). New roof in 2026, not including garage roof. New energy efficient windows, gutters, fascia and siding (2019). New ceiling fan in living room (2026). Attic insulated in 2021. Concrete patio in the back yard with gas grill that plugs directly into the home, no need for a propane tank.
MLS ID: 12738121
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121 S Commonwealth Avenue, Elgin, IL 60123.

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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $275,000 | $275,000 | $275,000 |
| Down Payment | $55,000 | $9,625 | $68,750 |
| Monthly Mortgage Amount | $1,391 | $1,707 | $1,727 |
| Taxes | $383 | $383 | $383 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $121 | $0 |
| Monthly Estimated Total | $1,874 | $2,311 | $2,210 |
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