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16131 West Creek Drive, Manhattan, IL 60442.
Well-built MULTI LEVEL home located in the desirable Ranch Oaks subdivision of Manhattan. This spacious home features 3 bedrooms, including a primary suite with a master bath. The layout is perfect for versatile living, offering a largeliving room highlighted by a California Sandstone fireplace, a formal dining room, and an eat-in oak kitchen that comes complete with all appliances. Enjoy multiple living spaces with two family rooms-one on the upper level and one on the lower level. Additional highlights include a full guest bath on the second floor, a full bath on the lower level, a dedicated laundry room, and an attached two-car garage. The home boasts a very large, full unfinished basement providing ample storage or future expansion possibilities, plus pull-down stairs leading to the attic. Recent updates include many new windows (2026) and new garage gutters (2026). Peace of mind is provided by a whole-house generator. The exterior features a lovely yard filled with beautiful perennials. In te back yard there is also a good size shed . This property is being sold as-is as the owner has transitioned to a retirement home. Key Property Features: * Layout: Multi-level design with 3 bedrooms and 3 full baths. * Living Space: Large living room with stone fireplace, formal dining area, and two family rooms. * Kitchen: Eat-in oak kitchen including all appliances. * Updates: New windows (2026), new garage gutters (2026), and a whole-house generator. * Storage: Large full unfinished basement and attic access via pull-down stairs. * Exterior: Beautifully landscaped yard with mature perennials and an attached 2-car garage. * Terms: Property is being sold in as-is condition.
MLS ID: 12724721
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16131 West Creek Drive, Manhattan, IL 60442.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $415,000 | $415,000 | $415,000 |
| Down Payment | $83,000 | $14,525 | $103,750 |
| Monthly Mortgage Amount | $2,098 | $2,576 | $2,606 |
| Taxes | $578 | $578 | $578 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $183 | $0 |
| Monthly Estimated Total | $2,797 | $3,458 | $3,305 |
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