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639 W Cottonwood, Freeport, IL 61032.
Spacious 4-Bedroom Home with Character, Updates & Investment Potential Welcome to this spacious 4-bedroom home in Freeport, Illinois, offering a wonderful combination of character, functionality, and recent updates. The attractive stucco exterior gives the home timeless curb appeal, while the generous interior provides plenty of room for family living, entertaining, or working from home. The main floor features a convenient laundry area, making everyday living easy and efficient. Upstairs, you'll find four comfortable bedrooms along with a walk-up attic, offering exceptional storage and exciting potential for future finishing, whether you envision a home office, hobby area, playroom, or additional living space. Outside, enjoy the privacy and versatility of the fenced-in yard, perfect for pets, gardening, outdoor gatherings, or simply relaxing. Major updates include a newer roof and newer furnace, providing added peace of mind for the next owner. The home is move-in ready and offers the opportunity to enjoy a well-maintained property with plenty of space and potential. Currently occupied by month-to-month tenants, this property presents flexibility for both owner-occupants and investors. An owner-occupant can plan for future possession, while an investor may appreciate the opportunity to continue the existing rental arrangement. Highlights include: 4 spacious bedrooms Stucco exterior Walk-up attic with additional storage/potential Main-floor laundry Fenced-in yard Newer roof Newer furnace Move-in ready condition Currently occupied by month-to-month tenants Great opportunity for an owner-occupant or investor
MLS ID: 202605538
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639 W Cottonwood, Freeport, IL 61032.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $89,900 | $89,900 | $89,900 |
| Down Payment | $17,980 | $3,147 | $22,475 |
| Monthly Mortgage Amount | $455 | $558 | $564 |
| Taxes | $125 | $125 | $125 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $40 | $0 |
| Monthly Estimated Total | $680 | $823 | $789 |
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