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991 Reserve Drive Elgin, IL 60124 Residential - Townhouse Active

  • 991 Reserve Drive, Elgin, IL 60124 Main Photo

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Description

Welcome to 991 Reserve Drive, a spacious and thoughtfully updated Fenwick townhome in the Reserve of Elgin offering 2 bedrooms, 2.5 baths, a loft and a finished English-style lower level. The open main level flows from the living and dining areas into a kitchen with stainless steel appliances, 42-inch maple cabinetry and generous counter space. First-floor laundry adds convenience, while a private balcony offers a quiet place to relax outdoors. Upstairs, the 20' x 12' primary suite features a vaulted ceiling, large walk-in closet and en suite bath with a dual-sink vanity. A second bedroom and flexible loft complete the upper level. The 17' x 12' finished lower level has above-grade windows and room for recreation, exercise or another workspace. An attached two-car garage and abundant storage add everyday practicality. Flooring was updated on all three levels from 2023 through 2025. Appliance updates include the refrigerator in 2023, dishwasher in 2024, and washer, dryer and microwave in 2025. Bathroom updates in 2026 include new tile and two toilets. The Reserve of Elgin is adjacent to forest-preserve land with native prairie and wetlands, with walking and biking paths winding through the community. Dog-waste stations are located along the paths, and the Gail Borden Public Library's Rakow Branch is at the neighborhood's northwest corner. Randall Road shopping and dining are nearby, with convenient access to U.S. Route 20, I-90 and Metra service in Elgin.

Property Highlights

Property Type: Residential - Townhouse
Total Living Area SF: 1,626
Garage Size: 2
Attached Garage
Built in 2008
Elementary School: Otter Creek Elementary School
High School: South Elgin High School
Middle School: Abbott Middle School
Brick Exterior
One Fireplace

General Information

Bedrooms: 2
Bathrooms: 3
Sqft: 1,626
County: Kane
High School: South Elgin High School
Subdivision: The Reserve of Elgin
Listed By:
HomeSmart Connect LLC 847-495-5000
MRED MLS

Room Information

Loft: 12X10
Bedroom 2: 10X10
Dining Room: 16X10
Family Room: 18X12
Kitchen: 16X13
Laundry: 8X5
Living Room: 14X12
Primary Bedroom: 20X12
$319,319
Est. $2,159/mo
2beds
3baths
1,626sqft
2cars
Active
BEDS2 BATHS2 full 1 partial SQUARE FEET1,626 MLS#12730940
STATUSActive PROPERTY TYPEResidential - Townhouse SUBDIVISIONThe Reserve of Elgin SCHOOLDistrict 46

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991 Reserve Drive, Elgin, IL 60124.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $319,319$319,319$319,319
Down Payment $63,864$11,176$79,830
Monthly Mortgage Amount $1,615$1,982$2,005
Taxes $444$444$444
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$141$0
Monthly Estimated Total $2,159$2,667$2,549

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